Mox Bank

Mox Bank is a digital banking app that puts financial control in your hands—opening accounts, earning cashback, and managing money all from your phone.

Set up your account in minutes. Skip the queues and paperwork. With just your HKID and Hong Kong address, you can open a Mox account in under 3 minutes, free of any minimum balance requirements. Your digital banking journey starts instantly.

Earn more with Mox Credit Card. Apply and get an instant approval decision, then start spending right away. The card comes with no annual fee and no minimum spend requirements—only pay interest on what you actually borrow. Earn cashback at popular merchants and enjoy the flexibility to split eligible purchases into up to 60 manageable monthly instalments. The Mox Card itself is numberless with no visible expiry date or CVV, keeping your card details safer. Free cash withdrawals at JETCO ATMs add another layer of convenience.

Access your card instantly, anywhere. Use your digital card number within the app for online purchases the moment you're approved. Add it to Apple Pay for contactless payments, or tap between your debit account and credit card with a single touch—all on one physical card.

Grow your savings daily. Every day counts when you're saving toward your goals. Earn daily interest on all your money, no matter the amount, and track your progress in real-time through the app. Set up Savings Goals, name them as you like, and use the built-in Savings Calculator to automate your habits. Interest accrues even on weekends and public holidays.

Move money instantly across Hong Kong. Pay, request, or receive funds from anyone, anywhere in the city—all on the go and in real-time.

Security and protection built in. Receive instant notifications on every transaction with 24/7 monitoring. Biometric login, Lost Wallet protection, and e-commerce fraud safeguards keep your account and personal data secure. Your deposits are further protected under Hong Kong's Deposit Protection Scheme, covering up to HKD 800,000.

Support whenever you need it. Reach the team 24/7 directly in the app using voice call or in-app chat—support tailored to you.

Mox Bank is backed by Standard Chartered and partnered with HKT, PCCW, and Trip.com, bringing stability and innovation to your digital banking experience.